We provide personal loans to people who many lenders would turn down. Having a less than perfect credit score still means you could get a loan with Sunflower, subject to affordability. Representative 64.5% APR.
We care about our customers and their financial future, so you can expect honesty and transparency right from the start.
We’ll tell you if we don’t think a Sunflower loan is right for you. We love nothing more than to hear good news stories about people who have been able to move forward with their plans without getting a loan.
If you go ahead with a loan, you won’t just be a customer, you’ll be part of the team.
We want to support you however we can and make sure that if you ever need to get in touch, you come away happy.
We’re based in Bradford, West Yorkshire and are around most of the time. If you’re not feeling chatty, but still need help please see our FAQs.
Our purpose
As part of the Provident Financial Group (PFG), with over 140 years’ experience, our whole reason for being is to help put people on a path to a better everyday life.
At Sunflower, we do this by providing accessible loans to those who struggle to get a loan with banks and major lenders. We could say yes, even if a bank has said no, subject to affordability.
Our values
Our values define how we go about things. You’ll see this in everything we do, from the first moment you speak with us, through to the day we share in your celebration when you make that all-important final repayment on your loan.
Positive about what's possible
Respectfully empathetic
Surprisingly honest
We’re positive about our customers’ finances and helping them manage their future and freedom.
We’re positive about our customers’ finances and helping them manage their future and freedom.
We understand the needs of our customers and provide solutions which keep them moving in a positive direction.
We're completely honest and transparent. We'll only offer a loan when we're sure that it's suitable and you can afford the payments.
Why choose sunflower?
You’re not just a customer to us, we want to support you however we can. Whether that’s giving you a loan, or simply providing you with helpful information on our website. Nothing will make us happier than helping you move forward with your plans, it gives us a warm glow.
Borrow from £1,000-£4,000 over 24, 36 or 48 months
No hidden fees - you only pay back what we agree upfront, even if you miss a payment
Apply online and get a decision in principle
Phone call with one of our friendly team to help make sure a loan is right for you
Pay off your loan early and save money in interest
Access to our friendly teams based in Yorkshire when you want a chat
Representative Example:
£2,000 loan repayable over 24 months. 23 monthly payments of £134.44 followed by a final payment of £134.64. Rate of interest 50.8% p.a. fixed. Representative 64.5% APR. Total amount payable is £3,226.76. Example based on the first payment being made 30 days after the loan starts.
Come and work with us
If you love helping customers get to a better place and you’re positive, empathetic and surprisingly honest, then come and join the Sunflower team!
You can see details about what it’s like to work at Sunflower and available roles, on our dedicated careers page on the Provident Financial website.
