About US

Welcome to Big Loans.We care!

Although Big Loans is one of the largest finance brokers in the UK, we understand your needs, and do all we can to make the whole process as painless and hassle free as possible.

Low rates!

Big Loans offer some of the most competitive rates in the market.

All circumstances considered.

Big Loans have special plans for CCJs, mortgage arrears, self-employed - with or without proof of income, and zero/negative equity.

We are part of the Thames Valley Business network and are accredited by both the Loan Market Association and the Financial Services Authority.

  • A remortgage gives you the chance to clear your existing mortgage, plus any arrears or other debts, and leaves you with one easier to manage monthly repayment. 
  • All circumstances considered, however difficult Discharged Bankrupts and IVAs considered. All circumstances considered, however difficult, including CCJs, mortgage arrears, and self employed with no income proof, from Virgin Money.


How much can I borrow?
There are several factors to take into consideration such as available monthly income and property equity. The most important considerations are that you can afford the monthly repayments and that you are a homeowner/mortgage payer. We can arrange loans for any amount, from £3,000 to £1 million.We offer bad credit loans with our partners at Bad Credit Personal Loans.

Over what period of time can I spread my loan repayments?
This is of course up to you, and depends on how much you can afford each month. Our loans are usually available over 3 to 25 years. The repayment guide should help you.

What happens if I want to move house?
No problem! Simply pay the outstanding balance of your loan from the proceeds of the sale. Alternatively, we may be able to transfer the loan to your new property. Again, we're happy to provide you with free advice on the most economical route to take.


We have an experienced team of mortgage advisors who will be able to establish without the need to know your life history, what we can do for you. As long as you can afford the monthly repayments, we should be able to help. So why not give us a call to discuss your requirements, even if you have been turned down elsewhere. All of our mortgages are provided by our partners at Halifax Mortgages.

The overall cost for comparison is 8.4% APR
Rates from 6.3% to 12.7%

Thinking of moving, buying your first home or maybe looking to buy a property as a landlord. We have a variety of plans to suit. We even offer commercial mortgages.

Our range of low cost mortgage and remortgage products is vast.